Free Tool

How Long Do You Have to Dispute It?

Pick the retailer and the deduction type. Get the dispute window, the date the clock starts, where to file, and the internal timers that can close a case before the deadline, each linked to the full sourced guide.

Find your dispute deadline

    Where these deadlines come from

    No retailer publishes its dispute windows in a format you can compare across programs. This tool reads the same table we built for the dispute-deadline guide, compiled from six independent vendor sources and cross-referenced retailer by retailer. It is a reference set, not a live feed.

    • Each window carries a confidence tag. Corroborated means two or more sources agree, Reported as a range and Single source mean the number rests on thinner evidence, so plan against the shorter end.
    • The window is the outer bound, not the target. Success rates fall as claims age, and internal timers, like Walmart's 14-day draft or Target's 5-day documentation response, can close a case long before the deadline.
    • The clock start differs by retailer: invoice date, posting date, document date, shipping date, deduction date, or notification date. Confusing which one applies is how a valid claim expires.
    • No window here is confirmed against a retailer's own portal. If yours shows a different number, the portal wins. Tell us and we'll correct it.

    Start with the code, not the clock? Run it through the deduction code decoder. Before you file, build the deduction evidence pack, or size the annual leak with the deduction leakage calculator.